Employers Mutual Casualty Company
Overview
Employers Mutual Casualty Company sponsors a self-funded health plan that covered 2,203 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,203 · prior year 2,256
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Emcc Health & Welfare Benefit Wrap Plan, plan 520 (2,203 participants)
- Broker compensation
- $679 across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential Insurance Company of America | Life, Long-term disability | 2,046 | $1.4M | $679 |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 4,631 | $289K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,203 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Employers Mutual Casualty Company
- Sponsor EIN
- 42-0234980
- Plan number
- 520
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 42-0234980 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Employers Mutual Casualty Company Retirement Plan
- Type
- Pension plan
- Participants
- 3,139
About this data
Source: Employers Mutual Casualty Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Employers Mutual Casualty Company.