Employment Services, LLC

Virginia Beach, VA Business servicesNAICS 561300

Self-funded health planPlan year 2025Renews January
635Participants-1% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 12Business services in VABy participants

Overview

Employment Services, LLC sponsors a self-funded health plan that covered 635 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
635 · prior year 641
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Employment Services, LLC Benefits Plan, plan 502 (635 participants)
Broker compensation
$174K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity, Dental1,156$561K$91K
The Lincoln National Life Insurance CompanyLife, Long-term disability, Short-term disability658$459K$76K
Aetna Life Insurance CompanyVision1,029$67K$7K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 635 participants × $2,371 national average per member. Usually higher once dependents are counted.

$39K–$97K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$29K
Lower-cost therapeutic alternatives$17K–$35K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Employment Services, LLC
Sponsor EIN
54-1058176
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 54-1058176 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Employment Services 401(k) Plan
Type
401(k) plan
Participants
1,037

About this data

Source: Employment Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Employment Services, LLC.

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