Enbridge Employee Services, Inc.
Overview
Enbridge Employee Services, Inc. sponsors a self-funded health plan that covered 4,335 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,335 · prior year 4,525
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Enbridge Employee Services, Inc. Welfare Benefits Plan, plan 502 (4,335 participants); Enbridge Employee Services, Inc. Dominion Energy Flexible Benefits Mirror Plan, plan 518 (2,650 participants); Enbridge Employee Services Inc. Dominion Energy Ohio Union Flexible Benefits Mirror Plan, plan 519 (996 participants); Enbridge Employee Services, Inc. Health Reimbursement Account Plan, plan 516 (380 participants)
- Stop-loss carrier
- Wellpoint Stop Loss; Wellpoint Stop Loss; Wellpoint Stop Loss
- Broker compensation
- $393K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Health Care Service Corporation | Stop-loss | 9,514 | $52.8M | — |
| Hartford Life and Accident | Life, Long-term disability, Accidental Death and Dismemberment | 5,040 | $10.4M | $164K |
| Unum Life Insurance Company of America | Long-term disability | 2,650 | $2.6M | — |
| Metropolitan Life Insurance Company | Life | 2,650 | $2.6M | $68K |
| Wellpoint Stop Loss | Stop-loss | 2,650 | $2.4M | $146K |
| MetLife Legal Plans, Inc. | Legal | 552 | $129K | $14K |
| Nationwide | Business Travel Accident, Business Travel | 3,628 | $72K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,335 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Enbridge Employee Services, Inc.
- Sponsor EIN
- 76-0697621
- Plan numbers
- 502, 518, 519, 516
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 76-0697621 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Enbridge Employee Services, Inc. Employees' Pension Plan
- Type
- Pension plan
- Participants
- 9,402
About this data
Source: Enbridge Employee Services, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Enbridge Employee Services, Inc..