Enterprise Community Partners, Inc.

Columbia, MD Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
1,119Participants+2% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 25Professional services in MDBy participants

Overview

Enterprise Community Partners, Inc. sponsors a self-funded health plan that covered 1,119 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,119 · prior year 1,103
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Enterprise Community Partners, Inc. Health & Welfare Plan, plan 503 (1,119 participants)
Broker compensation
$179K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental873$953K$108K
Reliance Standard Life Insurance CompanyLife, Long-term disability1,110$577K$47K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,522$101K$15K
MetLife Legal PlansLegal210$48K$8K
Health Advocate Solutions, Inc.Employee Assistance Program1,124$21K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,119 participants × $2,371 national average per member. Usually higher once dependents are counted.

$69K–$170K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$50K
Lower-cost therapeutic alternatives$29K–$62K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Enterprise Community Partners, Inc.
Sponsor EIN
52-1231931
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-1231931 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Enterprise Employees' Pension and 401(k) Plan
Type
401(k) plan
Participants
1,451

About this data

Source: Enterprise Community Partners, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Enterprise Community Partners, Inc..

Request a correction · Methodology