Era Living, LLC

Seattle, WA Health careNAICS 623000

Self-funded health planPlan year 2024Renews May
961ParticipantsFirst year on file
$2.3MEst. pharmacy spend / yrParticipants × national avg.
May 2027Next renewalPlan year begins May 1
#23 of 47Health care in WABy participants

Overview

Era Living, LLC sponsors a self-funded health plan that covered 961 participants in plan year 2024. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
961
Plan year
Begins May 1 · next renewal May 2027
Health plans filed
Era Living, LLC Welfare Benefit Plan, plan 502 (961 participants)
Stop-loss carrier
Aetna Life Insurance Compapny
Broker compensation
$15K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance CompapnyStop-loss345$546K—
Symetra Life Insurance CompanyLife, Long-term disability476$117K$15K
Wellspring Family Services EAPEmployee Assistance Program961$16K—
Curalinc, LLCEmployee Assistance Program942$11K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 961 participants × $2,371 national average per member. Usually higher once dependents are counted.

$59K–$146K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$43K
Lower-cost therapeutic alternatives$25K–$53K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning May 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Era Living, LLC
Sponsor EIN
26-1609826
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-1609826 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Era Living, LLC 401(k) Plan
Type
401(k) plan
Participants
1,013

About this data

Source: Era Living, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Era Living, LLC.

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