Everbank, N.A.
Overview
Everbank, N.A. sponsors a self-funded health plan that covered 1,728 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,728 · prior year 1,592
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Everbank Health and Welfare Benefit Plan, plan 502 (1,728 participants)
- Broker compensation
- $12K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability, Accident, Critical Illness | 3,071 | $1.5M | — |
| Vision Service Plan | Vision | 1,300 | $368K | — |
| MetLife Legal Plans | Legal | 218 | $40K | $6K |
| Ace American Insurance Company | Business Travel Accident | 1,607 | $24K | $6K |
| Health and Human Resource Center | Employee Assistance Program | 181 | $7K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,728 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Everbank, N.A.
- Sponsor EIN
- 59-3531592
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-3531592 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Sterling Bank & Trust 401(k) Plan
- Type
- 401(k) plan
- Participants
- 463
About this data
Source: Everbank, N.A.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Everbank, N.A..