Everest Campus Services, LLC

Atlanta, GA Real estateNAICS 531110

Self-funded health planPlan year 2025Renews January
621ParticipantsFirst year on file
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 12Real estate in GABy participants

Overview

Everest Campus Services, LLC sponsors a self-funded health plan that covered 621 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
621
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Everest Campus Benefits Welfare Plan, plan 501 (621 participants)
Stop-loss carrier
HCC Life Insurance Company
Broker compensation
$114K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HCC Life Insurance CompanyStop-loss333$884K—
United of Omaha Life Insurance CompanyLife, Long-term disability, Short-term disability, Dental, Vision, Voluntary Life and AD&D, Voluntary Accident667$555K$114K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 621 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$94K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Everest Campus Services, LLC
Sponsor EIN
47-2588173
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-2588173 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Everest Campus Services Company, LLC 401(k) Plan
Type
401(k) plan
Participants
752

About this data

Source: Everest Campus Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Everest Campus Services, LLC.

Request a correction · Methodology