Fairfield Medical Center

Lancaster, OH Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,703Participants-5% vs. prior year
$6.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 89Health care in OHBy participants

Overview

Fairfield Medical Center sponsors a self-funded health plan that covered 2,703 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,703 · prior year 2,845
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Fairfield Medical Center Flexible Benefits Plan, plan 509 (2,703 participants)
Stop-loss carrier
UnitedHealthcare Stop Loss-United Health
Broker compensation
$440K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Stop Loss-United HealthStop-loss1,153$1.9M$82K
Unum Life Insurance Company of AmericaGroup Long Term Care, Life, Short-term disability, Long-term disability, Lifestyle ADD, Lifestyle Life2,080$1.8M$241K
Delta Dental of OhioDental2,660$928K$31K
Vision Service PlanVision1,036$413K$6K
Reliastar Life Insurance CompanyACC CI, Exrk, HCI442$75K$75K
Curalinc LLCEAP1,800$39K—
Arag Insurance CompanyLegal262$38K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.4M/ year

Estimated prescription spend: 2,703 participants × $2,371 national average per member. Usually higher once dependents are counted.

$167K–$411K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$49K–$122K
Lower-cost therapeutic alternatives$71K–$149K
Generic pricing vs. actual cost$31K–$92K
PBM contract terms$16K–$48K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Fairfield Medical Center
Sponsor EIN
31-0645626
Plan number
509
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0645626 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Fairfield Medical Center 401(k) Retirement Savings Plan
Type
401(k) plan
Participants
2,684

About this data

Source: Fairfield Medical Center's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fairfield Medical Center.

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