FCA US LLC
Overview
FCA US LLC sponsors a self-funded health plan that covered 13,980 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 13,980 · prior year 14,548
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- FCA US LLC Health Care Benefits Plan for Salaried Non-Represented Retirees, plan 566 (13,980 participants); FCA US LLC Health Care Benefit Plan for Represented Retirees, plan 581 (3,325 participants)
- Broker compensation
- $1.4M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life | 89,841 | $140.9M | $1.1M |
| Delta Dental | Dental | 84,339 | $36.3M | — |
| Delta Preferred National | Dental | 22,814 | $10.5M | — |
| VSP | Vision | 91,236 | $2.0M | — |
| United Concordia Michigan | Dental | 3,707 | $1.6M | — |
| Kaiser Southern California | Medical | 110 | $916K | — |
| Aetna Dental | Dental | 2,034 | $777K | — |
| Metropolitan Life Insurance Group | Medical | 3,057 | $767K | $18K |
| Metropolitan General Insurance Company | Legal | 2,276 | $683K | $141K |
| Hartford Life and Accident | Long-term disability | 2,639 | $637K | $127K |
| Metropolitian Life Insurance Company | Medical | 4,027 | $447K | $10K |
| Kaiser Colorado | Medical | 42 | $424K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 13,980 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- FCA US LLC
- Sponsor EIN
- 27-0187394
- Plan numbers
- 566, 581
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 27-0187394 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- FCA US LLC UAW Pension Agreement
- Type
- Pension plan
- Participants
- 98,706
About this data
Source: FCA US LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with FCA US LLC.