Fgs-Wi, LLC D/b/a Freedom Graphic Systems

Milton, WI ManufacturingNAICS 323100

Self-funded health planPlan year 2025Renews January
530Participants+0% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#93 of 95Manufacturing in WIBy participants

Overview

Fgs-Wi, LLC D/b/a Freedom Graphic Systems sponsors a self-funded health plan that covered 530 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
530 · prior year 529
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Fgs-Wi, LLC D/b/a Freedom Graphic Systems Wrap Plan, plan 501 (530 participants)
Broker compensation
$30K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability462$198K$26K
Blue Cross Blue Shield of WisconsinVision543$39K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 530 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$81K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Fgs-Wi, LLC D/b/a Freedom Graphic Systems
Sponsor EIN
27-3287812
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-3287812 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Fgs-Wi, LLC D/b/a Freedom Graphic Systems's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fgs-Wi, LLC D/b/a Freedom Graphic Systems.

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