Finger Lakes Health
Overview
Finger Lakes Health sponsors a self-funded health plan that covered 1,348 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,348 · prior year 1,346
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Finger Lakes Health Welfare Benefits Plan, plan 520 (1,348 participants)
- Stop-loss carrier
- Excellus Blue Cross Blue Shield
- Broker compensation
- $142K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life and Health Insurance Company (u.s.) | Life, Short-term disability, Long-term disability | 1,053 | $449K | $46K |
| Excellus Blue Cross Blue Shield | Stop-loss | 740 | $400K | $90K |
| Eyemed Vision Care | Vision | 1,180 | $55K | $6K |
| CCA, Inc. | Employee Assistance Program (EAP) | 1,100 | $19K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,348 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Finger Lakes Health
- Sponsor EIN
- 22-3193606
- Plan number
- 520
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 22-3193606 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Retirement Savings Plan of Finger Lakes Regional Health System
- Type
- 401(k) plan
- Participants
- 2,071
About this data
Source: Finger Lakes Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Finger Lakes Health.