First Financial Bancorp
Overview
First Financial Bancorp sponsors a self-funded health plan that covered 1,688 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,688 · prior year 1,726
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- First Financial Bancorp Welfare Benefit Plan, plan 502 (1,688 participants)
- Broker compensation
- $18K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Long-term disability | 1,637 | $1.5M | $18K |
| Community Insurance Company | Vision | 3,088 | $310K | — |
| Cigna Health and Life Insurance Company | Accident, Critical Illness | 1,637 | $160K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,688 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- First Financial Bancorp
- Sponsor EIN
- 31-1380981
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 31-1380981 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: First Financial Bancorp's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with First Financial Bancorp.