Flock Group Inc.

Atlanta, GA Business servicesNAICS 561600

Self-funded health planPlan year 2025Renews January
1,877Participants+72% vs. prior year
$4.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 11Business services in GABy participants

Overview

Flock Group Inc. sponsors a self-funded health plan that covered 1,877 participants in plan year 2025, up 72% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,877 · prior year 1,091
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Flock Group Inc. Welfare Benefit Plan, plan 501 (1,877 participants)
Broker compensation
$366K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianDental, Vision, Life, Long-term disability1,569$1.8M$366K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.5M/ year

Estimated prescription spend: 1,877 participants × $2,371 national average per member. Usually higher once dependents are counted.

$116K–$285K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$34K–$85K
Lower-cost therapeutic alternatives$49K–$103K
Generic pricing vs. actual cost$21K–$64K
PBM contract terms$11K–$33K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Flock Group Inc.
Sponsor EIN
82-0594875
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-0594875 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Flock Group 401(k) Plan
Type
401(k) plan
Participants
1,676

About this data

Source: Flock Group Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Flock Group Inc..

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