Forefront Dermatology, S.c.

Manitowoc, WI Health careNAICS 621399

Self-funded health planPlan year 2025Renews January
690Participants+23% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#22 of 29Health care in WIBy participants

Overview

Forefront Dermatology, S.c. sponsors a self-funded health plan that covered 690 participants in plan year 2025, up 23% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
690 · prior year 562
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Forefront Dermatology, S.c. Employee Welfare Benefit Wrap Plan, plan 501 (690 participants)
Broker compensation
$276K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability4,814$1.5M$141K
Blue Cross & Blue Shield of WisconsinDental, Vision1,029$298K$133K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 690 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$105K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Forefront Dermatology, S.c.
Sponsor EIN
39-1351587
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1351587 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Forefront Dermatology Cash Balance Pension Plan
Type
Pension plan
Participants
496

About this data

Source: Forefront Dermatology, S.c.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Forefront Dermatology, S.c..

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