Forefront Management LLC

Manitowoc, WI Health careNAICS 621399

Self-funded health planPlan year 2025Renews January
3,665Participants+32% vs. prior year
$8.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#9 of 29Health care in WIBy participants

Overview

Forefront Management LLC sponsors a self-funded health plan that covered 3,665 participants in plan year 2025, up 32% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,665 · prior year 2,775
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Forefront Management LLC Health, plan 501 (3,665 participants)
Broker compensation
$321K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability4,814$1.5M$141K
Blue Cross and Blue Shield of WisconsinDental, Vision3,021$1.1M$178K
Transamerica Life Insurance CompanyLife87$46K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.7M/ year

Estimated prescription spend: 3,665 participants × $2,371 national average per member. Usually higher once dependents are counted.

$226K–$557K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$66K–$165K
Lower-cost therapeutic alternatives$96K–$202K
Generic pricing vs. actual cost$42K–$125K
PBM contract terms$22K–$65K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Forefront Management LLC
Sponsor EIN
46-5418348
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-5418348 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Forefront Management LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Forefront Management LLC.

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