Frank Calandra, Inc.

Pittsburgh, PA ManufacturingNAICS 332110

Self-funded health planPlan year 2024Renews August
2,865ParticipantsFirst year on file
$6.8MEst. pharmacy spend / yrParticipants × national avg.
Aug 2027Next renewalPlan year begins August 1
#26 of 105Manufacturing in PABy participants

Overview

Frank Calandra, Inc. sponsors a self-funded health plan that covered 2,865 participants in plan year 2024. The plan year starts in August. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,865
Plan year
Begins August 1 · next renewal August 2027
Health plans filed
Frank Calandra, Inc. Health & Welfare Plan, plan 501 (2,865 participants)
Broker compensation
$77K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability, Accident, Critical Illness2,865$786K$77K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.8M/ year

Estimated prescription spend: 2,865 participants × $2,371 national average per member. Usually higher once dependents are counted.

$177K–$435K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$52K–$129K
Lower-cost therapeutic alternatives$75K–$158K
Generic pricing vs. actual cost$33K–$98K
PBM contract terms$17K–$51K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning August 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Frank Calandra, Inc.
Sponsor EIN
25-0998292
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 25-0998292 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Frank Calandra, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Frank Calandra, Inc..

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