G & G Organization, Ltd. DBA PFS Group
Overview
G & G Organization, Ltd. DBA PFS Group sponsors a self-funded health plan that covered 578 participants in plan year 2025, down 5% from the prior year. The plan year starts in August. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 578 · prior year 611
- Plan year
- Begins August 1 · next renewal August 2027
- Health plans filed
- G & G Organization, Ltd. DBA PFS Group Health & Welfare Plan, plan 501 (578 participants)
- Broker compensation
- $38K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Long-term disability, Basic Ad&d; Voluntary AD&D, Short-term disability | 486 | $119K | $24K |
| Cigna Health and Life Insurance Company and Affiliates | Dental, Vision | 232 | $47K | $5K |
| Cigna Health and Life Insurance Company | Accidental Injury, Critical Illness, Hospital Care | 106 | $11K | $9K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 578 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- G & G Organization, Ltd. DBA PFS Group
- Sponsor EIN
- 76-0779526
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 76-0779526 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- PFS Group 401k Plan
- Type
- 401(k) plan
- Participants
- 423
About this data
Source: G & G Organization, Ltd. DBA PFS Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with G & G Organization, Ltd. DBA PFS Group.