G & J Pepsi-Cola Bottlers, Inc.

Cincinnati, OH ManufacturingNAICS 312110

Self-funded health planPlan year 2025Renews January
1,959Participants+27% vs. prior year
$4.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#40 of 147Manufacturing in OHBy participants

Overview

G & J Pepsi-Cola Bottlers, Inc. sponsors a self-funded health plan that covered 1,959 participants in plan year 2025, up 27% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,959 · prior year 1,538
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
G & J Pepsi-Cola Bottlers Employee Benefit Plan, plan 501 (1,959 participants)
Stop-loss carrier
Community Insurance Company
Broker compensation
$258K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Community Insurance CompanyStop-loss2,169$1.4M—
United of Omaha Life Insurance CompanyVoluntary Products - Life and AD&D, Long-term disability, Life, Critical Illness, Voluntary Products - Ltd, Voluntary Products - Accident1,562$1.3M$250K
Vision Service PlanVision1,132$184K$4K
MetLife Legal PlansLegal Service Plan173$43K$4K
CuralincEAP2,022$38K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.6M/ year

Estimated prescription spend: 1,959 participants × $2,371 national average per member. Usually higher once dependents are counted.

$121K–$298K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$35K–$88K
Lower-cost therapeutic alternatives$52K–$108K
Generic pricing vs. actual cost$22K–$67K
PBM contract terms$12K–$35K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
G & J Pepsi-Cola Bottlers, Inc.
Sponsor EIN
34-1031008
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 34-1031008 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
G & J Pepsi-Cola Bottlers, Inc. Employees' Pension Plan
Type
Pension plan
Participants
2,341

About this data

Source: G & J Pepsi-Cola Bottlers, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with G & J Pepsi-Cola Bottlers, Inc..

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