G.l. Homes of Florida Corporation

Sunrise, FL ConstructionNAICS 236110

Self-funded health planPlan year 2025Renews January
606Participants-1% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#25 of 31Construction in FLBy participants

Overview

G.l. Homes of Florida Corporation sponsors a self-funded health plan that covered 606 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
606 · prior year 611
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
G.l. Homes Employee Benefit Plan, plan 501 (606 participants)
Broker compensation
$43K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaDental, Life, Short-term disability, Long-term disability549$1.1M$43K
UnitedHealthcare Insurance CompanyVision1,009$57K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 606 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
G.l. Homes of Florida Corporation
Sponsor EIN
59-2129464
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-2129464 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
G.l. Homes of Florida Corporation 401(k) Plan
Type
401(k) plan
Participants
666

About this data

Source: G.l. Homes of Florida Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with G.l. Homes of Florida Corporation.

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