General Dynamics Corporation

Reston, VA ManufacturingNAICS 334200

Self-funded health planPlan year 2025Renews January
5,245Participants-7% vs. prior year
$12.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 33Manufacturing in VABy participants

Overview

General Dynamics Corporation sponsors a self-funded health plan that covered 5,245 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,245 · prior year 5,627
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
General Dynamics Corporation Reimbursement Accounts Plan, plan 556 (5,245 participants); General Dynamics Is&t Retiree Benefits Plan, plan 565 (4,681 participants); Csra 1992 Employee Welfare Benefits Plan, plan 680 (2,966 participants); Group Insurance & Health Benefits for Salaried Non-Bargaining Employees of General Dynamics Land Systems, plan 569 (1,946 participants)
Broker compensation
$22.1M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyMedical42,406$132.3M$15.6M
Cigna Health and Life Insurance CompanyMedical, Prescription drug, Dental, Vision3,421$115.6M—
Hartford Life and Accident Insurance CompanyLife, Short-term disability, Long-term disability2,861$59.7M$479K
MetLife Legal PlansLegal20,905$31.3M$3.5M
Hartford Life & Accident Insurance CompanyLong-term disability72,068$20.1M$155K
The Prudential Insurance Company of AmericaAccidental Death & Dismemberment, Accidental Death & Dismemberment Supplem, Accidental Death and Dismemberment104$7.4M$1.7M

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.4M/ year

Estimated prescription spend: 5,245 participants × $2,371 national average per member. Usually higher once dependents are counted.

$323K–$797K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$95K–$236K
Lower-cost therapeutic alternatives$138K–$289K
Generic pricing vs. actual cost$60K–$179K
PBM contract terms$31K–$93K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
General Dynamics Corporation
Sponsor EIN
13-1673581
Plan numbers
556, 565, 680, 569
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-1673581 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
General Dynamics Corporation 401(k) Plan 6.0
Type
401(k) plan
Participants
70,316

About this data

Source: General Dynamics Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with General Dynamics Corporation.

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