GFS US Holding, LLC

Wyoming, MI Wholesale tradeNAICS 424400

Self-funded health planPlan year 2024Renews November
1,007ParticipantsFirst year on file
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Nov 2027Next renewalPlan year begins November 1
#9 of 21Wholesale trade in MIBy participants

Overview

GFS US Holding, LLC sponsors a self-funded health plan that covered 1,007 participants in plan year 2024. The plan year starts in November. Alongside medical, its benefits filing reports dental, vision, short-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,007
Plan year
Begins November 1 · next renewal November 2027
Health plans filed
Gordon Food Service Livewell@work Texas Injury Benefit Plan, plan 520 (1,007 participants)
MedicalDentalVisionShort-term disabilityDeath benefitsOther welfare benefits

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 1,007 participants × $2,371 national average per member. Usually higher once dependents are counted.

$62K–$153K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$27K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning November 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
GFS US Holding, LLC
Sponsor EIN
46-2622081
Plan number
520
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-2622081 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: GFS US Holding, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with GFS US Holding, LLC.

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