Golden State Orthopedics & Spine

Walnut Creek, CA Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
558Participants+4% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#64 of 68Health care in CABy participants

Overview

Golden State Orthopedics & Spine sponsors a self-funded health plan that covered 558 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
558 · prior year 538
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Golden State Orthopedics & Spine Life and Health Plan, plan 502 (558 participants)
Broker compensation
$30K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Long-term disability558$127K$18K
Sun Life Assurance Company of CanadaVision334$62K$6K
AflacShort-term disability44$44K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 558 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$85K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Golden State Orthopedics & Spine
Sponsor EIN
94-3375456
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-3375456 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Golden State Orthopedics & Spine Profit Sharing 401(k) Plan
Type
401(k) plan
Participants
800

About this data

Source: Golden State Orthopedics & Spine's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Golden State Orthopedics & Spine.

Request a correction · Methodology