Gosiger, Inc.

Dayton, OH Wholesale tradeNAICS 423800

Self-funded health planPlan year 2024Renews July
603ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#23 of 29Wholesale trade in OHBy participants

Overview

Gosiger, Inc. sponsors a self-funded health plan that covered 603 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
603
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Gosiger, Inc. Health Benefit Plan, plan 501 (603 participants)
Broker compensation
$70K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of OhioDental1,074$378K$7K
Hartford Life and AccidentLife, Short-term disability, Long-term disability589$303K$43K
Reliastar Life Insurance CompanyAccident461$66K$14K
Eyemed Vision Care on Behalf of the Fidelity Security Life InsuranceVision994$59K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 603 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Gosiger, Inc.
Sponsor EIN
31-0299460
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0299460 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Gosiger, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Gosiger, Inc..

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