Granges Americas Inc.

Franklin, TN ManufacturingNAICS 331310

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
917Participants+2% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#31 of 54Manufacturing in TNBy participants

Overview

Granges Americas Inc. sponsors a self-funded health plan that covered 917 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
917 · prior year 898
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Granges Americas Inc. Welfare Benefits Plan, plan 501 (917 participants)
Broker compensation
$139K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Long-term disability1,488$600K$103K
Bluecross Blueshield of Tennessee, Inc.Vision1,716$97K—
Hartford Life and AccidentBusiness Travel Accident917$3K$376

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 917 participants × $2,371 national average per member. Usually higher once dependents are counted.

$57K–$139K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$41K
Lower-cost therapeutic alternatives$24K–$50K
Generic pricing vs. actual cost$10K–$31K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Granges Americas Inc.
Sponsor EIN
37-1830395
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 37-1830395 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Granges Americas Inc. Savings Plan
Type
401(k) plan
Participants
1,179

About this data

Source: Granges Americas Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Granges Americas Inc..

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