Grow Early Learning Corp.

Raleigh, NC AgricultureNAICS 111900

Self-funded health planPlan year 2025Renews January
1,069Participants+1% vs. prior year
$2.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 3Agriculture in NCBy participants

Overview

Grow Early Learning Corp. sponsors a self-funded health plan that covered 1,069 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,069 · prior year 1,059
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
East Coast Migrant Head Start Project Health and Welfare Benefit Program, plan 503 (1,069 participants)
Broker compensation
$111K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability1,046$506K$74K
Delta Dental of North CarolinaDental914$471K$35K
Vision Service PlanVision471$98K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.5M/ year

Estimated prescription spend: 1,069 participants × $2,371 national average per member. Usually higher once dependents are counted.

$66K–$162K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$48K
Lower-cost therapeutic alternatives$28K–$59K
Generic pricing vs. actual cost$12K–$36K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Grow Early Learning Corp.
Sponsor EIN
52-1020023
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-1020023 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
East Coast Migrant Head Start Project Retirement Savings Plan
Type
Defined contribution plan
Participants
1,406

About this data

Source: Grow Early Learning Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Grow Early Learning Corp..

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