Harlan Foods, Inc.

Avon, IN ManufacturingNAICS 311800

Self-funded health planPlan year 2024Renews October
1,105ParticipantsFirst year on file
$2.6MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#49 of 93Manufacturing in INBy participants

Overview

Harlan Foods, Inc. sponsors a self-funded health plan that covered 1,105 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,105
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Harlan Foods, Inc. Master Health & Welfare Benefits Plan, plan 501 (1,105 participants)
Stop-loss carrier
Granular Insurance Company
Broker compensation
$504K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Granular Insurance CompanyStop-loss451$1.2M$251K
United of Omaha Life Insurance CompanyVoluntary Life and AD&D, Voluntary Short Term Disability, Long-term disability, Life, Short-term disability984$654K$161K
Metropolitan Life Insurance CompanyDental, Vision815$366K$53K
Bankers Fidelity Life Insurance CompanyAccident, Hospital Indemnity, Critical I305$172K$38K
Metropolitan General Insurance CompanyLegal37$9K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.6M/ year

Estimated prescription spend: 1,105 participants × $2,371 national average per member. Usually higher once dependents are counted.

$68K–$168K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$50K
Lower-cost therapeutic alternatives$29K–$61K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Harlan Foods, Inc.
Sponsor EIN
35-2096733
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-2096733 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Harlan Foods, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Harlan Foods, Inc..

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