Harley-Davidson Motor Company, Inc.

Milwaukee, WI ManufacturingNAICS 336100

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
3,405Participants+6% vs. prior year
$8.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#13 of 95Manufacturing in WIBy participants

Overview

Harley-Davidson Motor Company, Inc. sponsors a self-funded health plan that covered 3,405 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,405 · prior year 3,228
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Group Insurance Plan for Retired Bargaining Unit Employees of Harley Davidson Motor Company Group, Inc., plan 508 (3,405 participants); Group Insurance Plan for Retired Salaried Employees of Harley-Davidson Motor Group, Inc., plan 514 (1,574 participants)
MedicalDentalVision

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.1M/ year

Estimated prescription spend: 3,405 participants × $2,371 national average per member. Usually higher once dependents are counted.

$210K–$517K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$61K–$153K
Lower-cost therapeutic alternatives$90K–$187K
Generic pricing vs. actual cost$39K–$116K
PBM contract terms$20K–$61K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Harley-Davidson Motor Company, Inc.
Sponsor EIN
39-1972791
Plan numbers
508, 514
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1972791 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Harley-Davidson Retirement Plan
Type
Pension plan
Participants
7,834

About this data

Source: Harley-Davidson Motor Company, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Harley-Davidson Motor Company, Inc..

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