Health Research, Inc.

Menands, NY Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews AprilCollectively bargained
590Participants+1% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#62 of 70Professional services in NYBy participants

Overview

Health Research, Inc. sponsors a self-funded health plan that covered 590 participants in plan year 2025, about the same as the prior year. The plan year starts in April. Alongside medical, its benefits filing reports dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
590 · prior year 582
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Health Research, Inc. Postretirement Health Benefit Trust, plan 506 (590 participants)
MedicalDentalVision

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 590 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$90K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Health Research, Inc.
Sponsor EIN
46-4309365
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-4309365 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Health Research, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Health Research, Inc..

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