Heartland Alliance for Human Needs & Human Rights

Chicago, IL Health careNAICS 624100

Self-funded health planPlan year 2024Renews January
1,023ParticipantsFirst year on file
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#42 of 65Health care in ILBy participants

Overview

Heartland Alliance for Human Needs & Human Rights sponsors a self-funded health plan that covered 1,023 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,023
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Heartland Alliance Welfare Benefit Plan, plan 508 (1,023 participants)
Broker compensation
$54K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability, Short-term disability, Leave Services676$335K$37K
The Guardian Life Insurance Company of AmericaDental28$109K$15K
Vision Service PlanVision31$24K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 1,023 participants × $2,371 national average per member. Usually higher once dependents are counted.

$63K–$155K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$46K
Lower-cost therapeutic alternatives$27K–$56K
Generic pricing vs. actual cost$12K–$35K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Heartland Alliance for Human Needs & Human Rights
Sponsor EIN
36-1877640
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-1877640 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Travelers & Immigrants Aid's Heartland Alliance for Human Needs and Human Rights Safe-Harbor 401k Profit-Sharing Plan
Type
401(k) plan
Participants
1,008

About this data

Source: Heartland Alliance for Human Needs & Human Rights's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Heartland Alliance for Human Needs & Human Rights.

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