Henkel of America, Inc.
Overview
Henkel of America, Inc. sponsors a self-funded health plan that covered 619 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 619 · prior year 651
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Henkel of America Retiree Medical Plan, plan 504 (619 participants); Retiree Medical Plan for John Hancock Retirees and Specialty Retirees, plan 503 (122 participants)
- Broker compensation
- $818K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc. | Medical, Prescription drug, HMO | 466 | $6.6M | — |
| Metropolitan Life Insurance Company | Life | 12,448 | $4.9M | $527K |
| Lincoln National Life Insurance Company | Long-term disability | 6,220 | $2.7M | $255K |
| Spring Health | Employee Assistance Program | 1,992 | $857K | — |
| Cigna Health and Life Insurance Company and Affiliates | Dental, HMO | 1,606 | $285K | — |
| Legalplans, USA | Legal | 868 | $180K | $27K |
| Genworth Life Insurance Company | Group Long Term Care | 59 | $77K | $9K |
| National Union Fire Ins. Co. of Pittsburgh, PA | Business Travel Accident | 12,448 | $13K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 619 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Henkel of America, Inc.
- Sponsor EIN
- 41-1372525
- Plan numbers
- 504, 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-1372525 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Henkel 401(k) and Defined Contribution Plan
- Type
- 401(k) plan
- Participants
- 11,425
About this data
Source: Henkel of America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Henkel of America, Inc..