Heritage Cooperative, Inc.
Overview
Heritage Cooperative, Inc. sponsors a self-funded health plan that covered 511 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 511 · prior year 549
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Heritage Cooperative, Inc., plan 501 (511 participants)
- Broker compensation
- $29K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United of Omaha Life Insurance Company | Life, Long-term disability | 502 | $182K | $21K |
| Sun Life Assurance Company of Canada | Accident, Critical Illness | 94 | $42K | $8K |
| Community Insurance Company | Vision | 821 | $40K | — |
| Anthem Employee Assistance Program | Employee Assistance Program | 500 | $8K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 511 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Heritage Cooperative, Inc.
- Sponsor EIN
- 27-0840775
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 27-0840775 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Heritage Cooperative, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Heritage Cooperative, Inc..