High Liner Foods USA, Inc.

Portsmouth, NH ManufacturingNAICS 311710

Self-funded health planPlan year 2025Renews January
671Participants+3% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#9 of 13Manufacturing in NHBy participants

Overview

High Liner Foods USA, Inc. sponsors a self-funded health plan that covered 671 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
671 · prior year 652
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
High Liner Foods USA, Inc. Ancillary Benefits Plan, plan 503 (671 participants); High Liner Foods USA, Inc. Core Welfare Benefits Plan, plan 502 (671 participants)
Broker compensation
$22K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLong-term disability, Life, Accidental Death and Dismemberment, Short-term disability629$673K$6K
Transamerica Life Insurance CompanyLife192$84K$16K
Fidelity Security Life Insurance CompanyVision849$31K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 671 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$102K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$18K–$37K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
High Liner Foods USA, Inc.
Sponsor EIN
01-0246085
Plan numbers
503, 502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 01-0246085 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
High Liner Foods (USA) 401(k) Savings Plan
Type
401(k) plan
Participants
874

About this data

Source: High Liner Foods USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with High Liner Foods USA, Inc..

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