Highway To Health, Inc.

King of Prussia, PA Finance & insuranceNAICS 524210

Self-funded health planPlan year 2025Renews January
546Participants-7% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#34 of 34Finance & insurance in PABy participants

Overview

Highway To Health, Inc. sponsors a self-funded health plan that covered 546 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
546 · prior year 586
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Highway To Health, Inc. Employee Benefits Program, plan 501 (546 participants)
Broker compensation
$49K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability546$374K$22K
Metropolitan Life Insurance CompanyDental969$372K$13K
Cigna Health and Life Insurance CompanyAccident, Critical Illness546$49K$10K
Vision Service PlanVision466$43K$2K
First Stop Health, LLCTelehealth430$26K—
Pre-Paid Legal Services Inc. DBA LegalshieldLegal76$18K$3K
Four Ever Life Insurance CompanyBusiness Travel Accident546$5K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 546 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$83K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Highway To Health, Inc.
Sponsor EIN
23-2903313
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-2903313 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Blue Cross Blue Shield Global Solutions 401(k) Retirement Plan
Type
401(k) plan
Participants
756

About this data

Source: Highway To Health, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Highway To Health, Inc..

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