Hiller Plumbing, Heating, Cooling and Electric Company Inc.

Nashville, TN ConstructionNAICS 238220

Self-funded health planPlan year 2025Renews January
835Participants+5% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 13Construction in TNBy participants

Overview

Hiller Plumbing, Heating, Cooling and Electric Company Inc. sponsors a self-funded health plan that covered 835 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
835 · prior year 792
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Hiller Plumbing, Heating, Cooling and Electric Company Inc. Employee Benefits Plan, plan 501 (835 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company and Affiliates
Broker compensation
$191K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision, Stop-loss1,016$930K$64K
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability1,134$526K$89K
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital Indeminity367$178K$38K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 835 participants × $2,371 national average per member. Usually higher once dependents are counted.

$51K–$127K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$38K
Lower-cost therapeutic alternatives$22K–$46K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Hiller Plumbing, Heating, Cooling and Electric Company Inc.
Sponsor EIN
80-0968579
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 80-0968579 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Hiller, LLC 401(k) Plan
Type
401(k) plan
Participants
948

About this data

Source: Hiller Plumbing, Heating, Cooling and Electric Company Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hiller Plumbing, Heating, Cooling and Electric Company Inc..

Request a correction · Methodology