Hobart and William Smith Colleges
Overview
Hobart and William Smith Colleges sponsors a self-funded health plan that covered 534 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 534 · prior year 512
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Hobart and William Smith College Welfare Benefits Plan, plan 520 (534 participants); Hobart and William Smith Colleges Section 125 Flexible Benefits Plan, plan 501 (124 participants)
- Stop-loss carrier
- Excellus Blue Cross Blue Shield
- Broker compensation
- $170K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Excellus Blue Cross Blue Shield | Stop-loss | 438 | $677K | $136K |
| NY Life Group Insurance Company of New York | Long-term disability, Short-term disability, AD&D | 534 | $132K | $14K |
| NY Life Group Insurance Company of NY | Life | 533 | $104K | $9K |
| Metropolitan Life Insurance Company | Medical | 335 | $66K | $7K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Ins Co. of NY | Vision | 397 | $44K | $4K |
| Employee Network Inc. | EAP | 500 | $9K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 534 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Hobart and William Smith Colleges
- Sponsor EIN
- 16-0743040
- Plan numbers
- 520, 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 16-0743040 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Hobart and William Smith Colleges Retirement Plan
- Type
- Defined contribution plan
- Participants
- 1,473
About this data
Source: Hobart and William Smith Colleges's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hobart and William Smith Colleges.