Homeservices of America, Inc.

Eden Prairie, MN Real estateNAICS 531210

Self-funded health planPlan year 2025Renews January
5,275Participants-7% vs. prior year
$12.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 5Real estate in MNBy participants

Overview

Homeservices of America, Inc. sponsors a self-funded health plan that covered 5,275 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,275 · prior year 5,655
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Homeservices of America, Inc. Welfare Benefit Plan, plan 501 (5,275 participants)
Broker compensation
$39K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability10,631$2.4M$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.5M/ year

Estimated prescription spend: 5,275 participants × $2,371 national average per member. Usually higher once dependents are counted.

$325K–$802K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$95K–$238K
Lower-cost therapeutic alternatives$139K–$290K
Generic pricing vs. actual cost$60K–$180K
PBM contract terms$31K–$94K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Homeservices of America, Inc.
Sponsor EIN
41-1945806
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 41-1945806 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Homeservices Retirement Savings Plan
Type
401(k) plan
Participants
7,578

About this data

Source: Homeservices of America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Homeservices of America, Inc..

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