Hospice of the Bluegrass

Lexington, KY Health careNAICS 621610

Self-funded health planPlan year 2025Renews January
573Participants-7% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#27 of 33Health care in KYBy participants

Overview

Hospice of the Bluegrass sponsors a self-funded health plan that covered 573 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
573 · prior year 618
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Hospice of the Bluegrass Health & Welfare Benefit Plan, plan 501 (573 participants)
Broker compensation
$29K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability571$629K$19K
American Heritage Life Insurance CompanyAccident, Critical Illness, Cancer348$80K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 573 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$87K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Hospice of the Bluegrass
Sponsor EIN
61-0978097
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-0978097 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Hospice of the Bluegrass 401(k) Retirement Savings Plan
Type
401(k) plan
Participants
933

About this data

Source: Hospice of the Bluegrass's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hospice of the Bluegrass.

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