Illinois Bone and Joint Institute, LLC
Overview
Illinois Bone and Joint Institute, LLC sponsors a self-funded health plan that covered 2,089 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,089 · prior year 1,941
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Illinois Bone and Joint Institute, LLC Health and Welfare Plan, plan 501 (2,089 participants)
- Broker compensation
- $186K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 2,089 | $1.5M | $63K |
| Metropolitan Life Insurance Company | Dental | 2,508 | $865K | $86K |
| Vision Service Plan | Vision | 1,086 | $203K | — |
| Unum Insurance Company | Accident, Critical Illness, Hospital | 347 | $139K | $38K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,089 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Illinois Bone and Joint Institute, LLC
- Sponsor EIN
- 20-3845479
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-3845479 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Illinois Bone and Joint Institute, LLC Profit Sharing and Savings Plan
- Type
- 401(k) plan
- Participants
- 3,509
About this data
Source: Illinois Bone and Joint Institute, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Illinois Bone and Joint Institute, LLC.