Inergy Automotive Systems USA, LLC

Troy, MI ManufacturingNAICS 326100

Self-funded health planPlan year 2025Renews January
2,072Participants+1% vs. prior year
$4.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#38 of 138Manufacturing in MIBy participants

Overview

Inergy Automotive Systems USA, LLC sponsors a self-funded health plan that covered 2,072 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,072 · prior year 2,046
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Inergy Automotive Systems USA, LLC DBA Plastic Omnium-Auto Inergy Division Health and Welfare Plan, plan 504 (2,072 participants)
Broker compensation
$97K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability1,844$883K$93K
Metropolitan General Insurance CompanyLegal192$21K$4K
Zurich American Insurance CompanyBusiness Travel Accident1,035——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.9M/ year

Estimated prescription spend: 2,072 participants × $2,371 national average per member. Usually higher once dependents are counted.

$128K–$315K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$37K–$93K
Lower-cost therapeutic alternatives$55K–$114K
Generic pricing vs. actual cost$24K–$71K
PBM contract terms$12K–$37K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Inergy Automotive Systems USA, LLC
Sponsor EIN
52-2249857
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-2249857 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Plastic Omnium Clean Energy Systems Savings Plan
Type
401(k) plan
Participants
974

About this data

Source: Inergy Automotive Systems USA, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Inergy Automotive Systems USA, LLC.

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