Ingram Industries Inc.

Nashville, TN Transportation & logisticsNAICS 483000

Self-funded health planPlan year 2025Renews January
6,165Participants+1% vs. prior year
$14.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 15Transportation & logistics in TNBy participants

Overview

Ingram Industries Inc. sponsors a self-funded health plan that covered 6,165 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,165 · prior year 6,129
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ingram Industries Inc. Employee Benefits Plan, plan 504 (6,165 participants); Optional Health Care Plan for Former Ingram Associates, plan 554 (59 participants)
Broker compensation
$668K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Long-term disability6,066$6.5M$309K
Reliastar Life Insurance CompanyAccident, Critical Illness4,558$1.2M$341K
Vision Service PlanVision4,167$678K—
Cigna Health and Life Insurance Company and AffiliatesDental345$178K$1K
Metropolitan General Insurance CompanyLegal807$155K$17K
Optum Health and Technology - USEmployee Assistance Program6,172$126K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$14.6M/ year

Estimated prescription spend: 6,165 participants × $2,371 national average per member. Usually higher once dependents are counted.

$380K–$937K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$111K–$278K
Lower-cost therapeutic alternatives$162K–$339K
Generic pricing vs. actual cost$70K–$210K
PBM contract terms$37K–$110K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ingram Industries Inc.
Sponsor EIN
62-0673043
Plan numbers
504, 554
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 62-0673043 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ingram 401(k) Retirement Plan
Type
401(k) plan
Participants
8,585

About this data

Source: Ingram Industries Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ingram Industries Inc..

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