Intermountain Health Care, Inc.

Salt Lake City, UT Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
36,638Participants+3% vs. prior year
$86.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 17Health care in UTBy participants

Overview

Intermountain Health Care, Inc. sponsors a self-funded health plan that covered 36,638 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
36,638 · prior year 35,647
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Intermountain Retiree and Disabled Employee Welfare Plan, plan 509 (36,638 participants)
Broker compensation
$2.1M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability62,331$37.7M$1.0M
Health Plan of Nevada/sierra Health & LifeMedical, Prescription drug2,610$19.3M$385K
Eyemed Vision CareVision80,902$6.2M$151K
MetLife Legal PlansPre-Paid Legal10,815$2.5M$423K
Metropolitan Life Insurance CompanyLife774$1.9M$80K
Unum Life Insurance Company of AmericaGroup Long Term Care105$148K$30K
Fidelity Security Life Insurance CompanyVision782$47K$191
National Union Fire Ins. Co. of Pittsburgh, PAAccidental Death & Dismemberment61,586——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$86.9M/ year

Estimated prescription spend: 36,638 participants × $2,371 national average per member. Usually higher once dependents are counted.

$2.3M–$5.6M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$660K–$1.7M
Lower-cost therapeutic alternatives$964K–$2.0M
Generic pricing vs. actual cost$417K–$1.3M
PBM contract terms$217K–$652K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Intermountain Health Care, Inc.
Sponsor EIN
87-0269232
Plan number
509
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-0269232 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Intermountain Health 401(k) Plan
Type
401(k) plan
Participants
87,660

About this data

Source: Intermountain Health Care, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Intermountain Health Care, Inc..

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