Iron Senergy Holding, LLC

Waynesburg, PA Mining & energyNAICS 212110

Self-funded health planPlan year 2025Renews January
622Participants-2% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 7Mining & energy in PABy participants

Overview

Iron Senergy Holding, LLC sponsors a self-funded health plan that covered 622 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
622 · prior year 635
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Iron Senergy Holding, LLC Employee Benefits Plan, plan 501 (622 participants)
Stop-loss carrier
HM Life Insurance Company
Broker compensation
$95K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HM Life Insurance CompanyStop-loss629$1.9M—
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability625$394K$63K
Delta Dental of PennsylvaniaDental611$348K$32K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 622 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$95K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Iron Senergy Holding, LLC
Sponsor EIN
85-2328662
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 85-2328662 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
401(k) Plan for Umwa Represented Employees of Iron Senergy
Type
401(k) plan
Participants
547

About this data

Source: Iron Senergy Holding, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Iron Senergy Holding, LLC.

Request a correction · Methodology