J D Eckman Inc.

Atglen, PA ConstructionNAICS 237310

Self-funded health planPlan year 2025Renews January
541Participants+18% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 16Construction in PABy participants

Overview

J D Eckman Inc. sponsors a self-funded health plan that covered 541 participants in plan year 2025, up 18% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
541 · prior year 460
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
J D Eckman Inc. Employee Benefit Welfare Plan, plan 501 (541 participants)
Stop-loss carrier
Optum Health Financial Services
Broker compensation
$80K across insured contracts
MedicalLife insuranceDentalShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Optum Health Financial ServicesStop-loss449$904K$63K
Sun Life Assurance Company of CanadaLife, Short-term disability541$294K$8K
Aetna Life Insurance Co.Vision1,170$48K$5K
Magellan HealthcareEAP400$6K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 541 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$82K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
J D Eckman Inc.
Sponsor EIN
23-1413783
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-1413783 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
J. D. Eckman, Inc. 401k Savings Plan
Type
401(k) plan
Participants
646

About this data

Source: J D Eckman Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with J D Eckman Inc..

Request a correction · Methodology