James G Davis Construction Corporation

Rockville, MD ConstructionNAICS 236200

Self-funded health planPlan year 2025Renews January
506Participants+7% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 10Construction in MDBy participants

Overview

James G Davis Construction Corporation sponsors a self-funded health plan that covered 506 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
506 · prior year 474
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
James G Davis Construction Corporation Health Care Plan, plan 501 (506 participants)
Broker compensation
$57K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Long-term disability537$358K$55K
Vision Service PlanVision337$45K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 506 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
James G Davis Construction Corporation
Sponsor EIN
54-0799423
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 54-0799423 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
James G. Davis Construction Corporation Profit Sharing, Stock Ownership, and 401(k) Plan
Type
401(k) plan
Participants
727

About this data

Source: James G Davis Construction Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with James G Davis Construction Corporation.

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