Johns Hopkins University

Baltimore, MD EducationNAICS 611000

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
19,234Participants+0% vs. prior year
$45.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 5Education in MDBy participants

Overview

Johns Hopkins University sponsors a self-funded health plan that covered 19,234 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
19,234 · prior year 19,157
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Johns Hopkins University Welfare Plan Formerly the Johns Hopkins University Group Life Insurance Plan, plan 501 (19,234 participants)
Broker compensation
$1.3M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLong-term disability, Short-term disability, Accident, Critical Illness, Hospital Indemnity16,848$10.7M$1.0M
Securian Life Insurance CompanyLife24,965$8.2M$186K
Kaiser Foundation Health Plan of the Mid-Atlantic StatesHMO389$2.9M—
Eyemed Vision CareVision24,115$1.5M—
Ace American Insurance CompanyAccidental Death & Dismemberment18,756$148K$30K
Metropolitan Life Insurance CompanyLife97$107K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$45.6M/ year

Estimated prescription spend: 19,234 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.2M–$2.9M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$347K–$866K
Lower-cost therapeutic alternatives$506K–$1.1M
Generic pricing vs. actual cost$219K–$657K
PBM contract terms$114K–$342K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Johns Hopkins University
Sponsor EIN
52-0595110
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-0595110 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Johns Hopkins University 403(b) Plan
Type
Defined contribution plan
Participants
41,393

About this data

Source: Johns Hopkins University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Johns Hopkins University.

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