Johnson Brothers Liquor Company

St. Paul, MN Wholesale tradeNAICS 424800

Self-funded health planPlan year 2024Renews September
3,986ParticipantsFirst year on file
$9.5MEst. pharmacy spend / yrParticipants × national avg.
Sep 2027Next renewalPlan year begins September 1
#2 of 15Wholesale trade in MNBy participants

Overview

Johnson Brothers Liquor Company sponsors a self-funded health plan that covered 3,986 participants in plan year 2024. The plan year starts in September. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,986
Plan year
Begins September 1 · next renewal September 2027
Health plans filed
Johnson Brothers Liquor Company Medical, Dental, Life, and Ltd, plan 501 (3,986 participants)
Broker compensation
$29K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Continental American Insurance CompanyLife, Long-term disability3,997$1.6M$29K
Fidelity Security Life Insurance CompanyVision4,364$233K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.5M/ year

Estimated prescription spend: 3,986 participants × $2,371 national average per member. Usually higher once dependents are counted.

$246K–$606K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$72K–$180K
Lower-cost therapeutic alternatives$105K–$219K
Generic pricing vs. actual cost$45K–$136K
PBM contract terms$24K–$71K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning September 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Johnson Brothers Liquor Company
Sponsor EIN
41-0810551
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 41-0810551 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Johnson Brothers Liquor Company's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Johnson Brothers Liquor Company.

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