Keystone Agency Partners LLC
Overview
Keystone Agency Partners LLC sponsors a self-funded health plan that covered 1,862 participants in plan year 2025, up 33% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,862 · prior year 1,405
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Keystone Agency Partners Employee Welfare Benefit Plan, plan 501 (1,862 participants)
- Stop-loss carrier
- Everest Reinsuance Company
- Broker compensation
- $83K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Short-term disability, Long-term disability, Life, Lifestyle Life; Lifestyle AD&D | 1,862 | $1.5M | — |
| Starmount Life Insurance Company | Prescription drug, Dental, Vision | 2,549 | $1.3M | — |
| Everest Reinsuance Company | Stop-loss | 1,416 | $1.1M | $69K |
| Unum Insurance Company | Accident, Critical Illness, Hospital Indemnity | 344 | $309K | $14K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,862 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Keystone Agency Partners LLC
- Sponsor EIN
- 84-2940208
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-2940208 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Keystone Agency Partners 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,176
About this data
Source: Keystone Agency Partners LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Keystone Agency Partners LLC.