Keystone Service Systems, Inc.

Harrisburg, PA Health careNAICS 624100

Self-funded health planPlan year 2024Renews July
1,531ParticipantsFirst year on file
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#31 of 64Health care in PABy participants

Overview

Keystone Service Systems, Inc. sponsors a self-funded health plan that covered 1,531 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,531
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Keystone Service Systems, Inc. Employee Hospital Major Medical Surgical Medical and Dental Insurance, plan 503 (1,531 participants)
Stop-loss carrier
HM Life Insurance Company
Broker compensation
$500K across insured contracts
MedicalDentalVisionOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HM Life Insurance CompanyStop-loss1,531$1.7M$259K
Highmark, Inc.Medical, Prescription drug, Dental, Vision2,489$858K$241K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,531 participants × $2,371 national average per member. Usually higher once dependents are counted.

$94K–$233K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$69K
Lower-cost therapeutic alternatives$40K–$84K
Generic pricing vs. actual cost$17K–$52K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Keystone Service Systems, Inc.
Sponsor EIN
23-1915567
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-1915567 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Keystone Service Systems, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Keystone Service Systems, Inc..

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