KIA America, Inc.

Irvine, CA ManufacturingNAICS 336100

Self-funded health planPlan year 2025Renews January
705Participants-1% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#44 of 61Manufacturing in CABy participants

Overview

KIA America, Inc. sponsors a self-funded health plan that covered 705 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
705 · prior year 713
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Medical, Dental, & Vision Plan 2, plan 509 (705 participants); Health and Prescription Drug, plan 511 (705 participants)
Broker compensation
$41K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyLife, Short-term disability, Long-term disability738$572K$41K
Vision Service PlanVision735$126K—
Delta Dental of CaliforniaDental174$33K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 705 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$107K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
KIA America, Inc.
Sponsor EIN
33-0539850
Plan numbers
509, 511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 33-0539850 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
KIA America 401(k) Plan
Type
401(k) plan
Participants
912

About this data

Source: KIA America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with KIA America, Inc..

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