Kinsale Management, Inc.

Richmond, VA Finance & insuranceNAICS 524150

Self-funded health planPlan year 2025Renews January
584Participants+8% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 12Finance & insurance in VABy participants

Overview

Kinsale Management, Inc. sponsors a self-funded health plan that covered 584 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
584 · prior year 539
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kinsale Management, Inc. Group Welfare Plan, plan 501 (584 participants)
Stop-loss carrier
Healthkeepers, Inc. (g1608)
Broker compensation
$22K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Healthkeepers, Inc. (g1608)Stop-loss1,098$701K—
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability706$651K$18K
Delta Dental of VirginiaDental1,056$363K$4K
Eyemed Vision CareVision834$72K$966
Anthem Health Plans of Virginia DBA Anthem Bcbs (g1605)Vision1,111$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 584 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kinsale Management, Inc.
Sponsor EIN
90-0492124
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 90-0492124 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Kinsale Management, Inc. 401(k) Plan
Type
401(k) plan
Participants
933

About this data

Source: Kinsale Management, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kinsale Management, Inc..

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